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#MintingTheFuture

Born out of relentless passion for empowering banks and small businesses through digital transformation, Mintoak is an innovative start-up built on the pillars of a unique technology solution. We are a merchant SaaS platform for banks to expand payments proposition to cross-sell & deliver financial products to SMEs. Mintoak’s comprehensive digital ecosystem simplifies payments processes for small businesses with the help of banks, thus bridging the long-existing gap between the two.

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Founded in 2017

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3 Million + Merchants

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Global Operations

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Vision

Mintoak was established with a vision to build a cohesive, high-performance ecosystem providing complete business solutions for small and medium enterprises. We strongly believe in the extensive transformation that the SME space can bring about for economies through increased digital engagement powered by our flexible solutions.

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Mission

Mintoak aims to empower and elevate small businesses and merchants by providing access to the most competent digital tools that place them at par, in terms of proficiency and experience, with other players or giants in the organized sector.

Our Principles

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Innovation

Constant endeavor to create and execute fresh ideas.

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Passion

Relentless effort to leave a lasting impact on our users.

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Integrity

Unwavering commitments and open communications.

#Mintoakians

Mintoak is proud to present its team of energetic and driven individuals led by talented professionals with a vision. At the core of the team’s approach is their determination to help small businesses through innovative, dynamic, and tech-oriented products.

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Our founders

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Co-founder & Chief Executive Officer

Raman has over 20+ years of corporate experience in financial services and payments. Before taking the entrepreneurial leap, Raman was head of Business Development at Visa and worked with leading financial institutions in India. Prior to Visa, Raman has experience in retail strategy, portfolio management, analytics, and consulting across HDFC Bank, Centurion Bank, American Express and Pricewaterhouse Coopers. He has an MBA from the Indian Institute of Management, Calcutta, and a Bachelor's in Mechanical Engineering from T.I.E.T, Patiala.

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Co-founder & Chief of Product Engineering

Kabeer has over 12 years of experience in financial services, internet startups, and gaming. Kabeer has founded 2 gaming ventures and has experience spanning roles across product, digital marketing, and development. Before joining Mintoak, he was AVP of Product at Docprime, a PolicyBazaar group company. Kabeer holds a bachelor’s degree from the Indian Institute of Technology, Delhi.

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Co-founder & Chief Financial Officer

Rohit has over 15 years of experience driving business performance and strategic roadmap, executing strategic financial solutions for a broad array of corporates as an investment banker across M&A, capital raises, restructurings and developing technology solutions. He is an alumnus of the Indian Institute of Management, Calcutta and Indian Institute of Technology, Kharagpur.

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Co-founder & Chief Operations Officer

Sanjay has over 19 years of experience in payments across diverse organizations. Before starting on the entrepreneurial adventure, Sanjay was head of Client Support and Services for Visa India and South Asia. He was instrumental in setting up the Rupay brand. Prior to his NPCI stint, Sanjay was head of direct banking operations at HDFC Bank. He is a commerce graduate from Mumbai University.

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Co-founder & Chief Product Officer

Rama has over 20 years of professional experience across diverse industries such as retail, telecom, banking, cards, and online grocery retail. Rama has held leadership positions with revenue responsibilities as the head of Products and Innovation for Visa India and South Asia. Rama has a Master’s degree in International Business from the Indian Institute of Foreign Trade, Delhi, and is also a post-graduate in Mathematics from Delhi University.

Raman Khanduja

Co-founder & Chief Executive Officer

Kabeer Jain

Co-founder & Chief of Product Engineering

Rohit Ramana

Co-founder & Chief Financial Officer

Sanjay Nazareth

Co-founder & Chief Operations Officer

Rama Tadepalli

Co-founder & Chief Product Officer

Our founders
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Raman Khanduja 

Co-founder & Chief Executive Officer